Flatpay UK · Signed Sales Analysis

signed sales · Oct 2025 – Jun 2026 · lead source → onboarding lifecycle → outcome

Lifecycle funnel: booking source → lead type (in/outbound) → signed by → sent to bank → installed → activated. Active merchants split by actual vs expected TPV in quartile bands; the rest fall to Zombie merchants (no tx 30d), Failed onboarding, Cancelled or Churned. Click a source, lead type or team to filter.

Lifecycle funnel

Outcome split

Booking source Lead type (in/outbound) Field (FS + MCC) Inside (TS) Lifecycle stage Active >100% xTPV 75–100% 50–75% 25–50% 0–25% xTPV Installation backlog Zombie (no tx 30d) Failed onboarding Cancelled Churned

Source breakdown

Actual vs expected TPV

Expected-to-date is Flatpay's projected TPV pro-rated to today (the Projected TPV to date column). Actual-to-date is realised TPV (Total TPV to date). Actual vs Expected % = actual ÷ expected-to-date. Only signings with both figures are included.

By source

Expected-to-date (hatched) vs actual (solid). % = actual ÷ expected.

Actual vs Expected spread

How merchants land vs their expected-to-date TPV.

By sales type

Actual vs Expected by month

By Signed Date month — realised TPV against expected-to-date, like the signings-by-month view.

Full TPV table by source

Deactivations & zombies

Failed onboarding = deactivated before a MID · Cancelled = before £2,500 of sales · Churned = after £2,500 · Zombie = still live but no transaction in 30 days.

Inactive mix by sales type

100% composition of each type's inactive merchants (total inactive labelled on the right).

Inactive mix by lead type

100% composition — Inbound vs Outbound.

By source — inactive share & segments

Why merchants churn

Deactivated merchants grouped by reason. Bank Issue = bank rejected onboarding · Flatpay Issue = features/surcharge/service · Fraud = shut down by the bank · Lost to Competitor · Business Closed · Other. The raw reason in each group is shown in the breakdown below — flag any to recategorise.

Breakdown by subcategory

The raw cancellation reasons rolled into each group.

By industry (MCC)

Volume, retention and TPV performance by merchant industry.

Retention by industry

Actual vs Expected TPV by industry

Sales managers & inside reps

Retention and TPV variance per rep (sorted by signings). Use the Sales type filter for Field (BDRs) vs Inside. Min signings

Signings by month

Split by sales type, by Signed Date month.

Monthly funnel progression

% base

Funnel down the rows, signed-date months across — %s are of each month's signed.

Retention by signing cohort

Population

Each row is the merchants signed in that month. Columns are months since signing — the % still active (not yet deactivated). Greyed cells haven't happened yet.

Cohort summary

Size, activation, current retention and average monthly loss per signing cohort.

TPV deviation by cohort

Realised vs expected-to-date TPV per signing cohort — how each month's intake is performing on revenue.

Field Sales vs Inside Sales

Side-by-side on volume, retention and TPV. Field = FS self-gen + MCC-booked in-person meetings; Inside = TS, closed over the phone.

Lead mix (in/outbound)

Termination reasons